Just because you and your doctor decide you can no longer work, that does not automatically mean you will receive Social Security Disability benefits. As with other government programs, you must apply for benefits and then wait for the Social Security Administration (SSA) to decide if you have an applicable disability.
When two different terms sound somewhat alike, it may be difficult to keep the two terms separate in your mind. If a time ever comes when you must apply for disability benefits, you may encounter many terms that sound similar to one another. Two of these terms include Supplemental Security Income (SSI) and Social Security Disability Insurance (SSDI). Although they may sound and look alike to a degree, these are two totally separate terms representing different government programs.
Like many Americans living on benefits from the Social Security Administration (SSA), you may budget and pinch pennies to get by. When you rely on a fixed income to pay your bills, increases in expenses can be devastating. However, multiple changes to SSA benefits which may positively impact you will take effect in the new year.
Of all those who apply to receive Social Security Disability Insurance (SSDI) each year, at least 66 percent have their applications denied. While individuals are entitled to reapply for benefits, many have to wait extended periods of time for their cases to be reviewed once again. Over the next 15 months, 10 states, including California, will institute a "reconsideration" policy aimed at expediting the re-review of claims.
The United States railroad industry has a long history of providing American citizens with stable and steady career opportunities. While much of the work involved in the rail community is physically taxing, the industry rewards its workers with a wide range of benefits. When a rail worker suffers a disabling illness or injury, it is reasonable to expect railroad employee retirement benefits to cover the disability.