Working for the railroad, you're in a special position. You won't have to go through the typical Social Security program for your benefits. Instead, you'll use the Railroad Retirement system.
Railroad Retirement is designed to provide retirement benefits, unemployment-sickness programs and comprehensive survivor benefits to railroad workers and their families. Railroad Retirement is given out by the Railroad Retirement Board (RRB). The RRB is part of the executive branch of government, but it is independent of the Social Security Administration (SSA).
You are entitled to railroad employee retirement benefits if you qualify for them yourself or through your spouse. The Railroad Retirement program is similar to the Social Security system, but it's not the same. It's administered by the Railroad Retirement Board, which is independent from the federal government.
The golden age of the railroad may be long over in America's history, but that doesn't mean that the railroad does not perform a very important function in modern society. It is very valuable, if not in moving people across the country, in moving goods and materials. An incredible amount of freight crosses the lines in California every day.
The Railroad Retirement Board (RRB) was formed in 1937 by the U.S. Congress. At the time it was created, the use of railways was overly popular in California and the pensions that private railroad companies offered were inadequate for the risks that workers in Whittier and other parts of the state faced. The expectation was that the RRB would operate similarly to how the Social Security program does.
If you are a railroad employee whose claim for Railroad Retirement Act (RRA) benefits was denied, you need to take swift action in order to preserve your right to appeal the denial.
When railroad workers here in the U.S. develop disabilities that keep them from working, one option for financial relief they may be able to pursue is making a claim for disability benefits with the Railroad Retirement Board.
The United States railroad industry has a long history of providing American citizens with stable and steady career opportunities. While much of the work involved in the rail community is physically taxing, the industry rewards its workers with a wide range of benefits. When a rail worker suffers a disabling illness or injury, it is reasonable to expect railroad employee retirement benefits to cover the disability.