Whittier California Social Security Disability Law Blog

You may be able to get more out of your benefits

Many people want to know how they can increase the amount of money they receive from the Social Security Administration (SSA) for their disability benefits. In many cases, there's nothing that can be done to increase the benefits, but in some cases, there are some techniques that could help increase the payments.

Did you know that approximately one in four adults has reported a disability? If you fall into that group, then read on to learn more about how you can increase the benefits you receive.

SSDI and SSI: Know the differences

Social Security Disability Income (SSDI) and Supplemental Security Income (SSD) are not the same. In fact, these two programs have significant differences, even though they both help the disabled or those who are unable to work,

The first difference between SSI and SSDI is eligibility. SSDI is only available to people who have paid money toward the system. This money is paid out of their taxable income.

Securing benefits for disabled adult children

Most parents want to ensure a financially-stable future for their children, so they establish trust funds, inheritances or specific savings account for their children’s use. However, there are circumstances where a savings account won’t cover a child’s expenses.

For example, most parents of disabled children must consider how to support their child into adulthood. It’s challenging because you want your child independence while also giving them financial stability.

Can you get survivor benefits from the Railroad Retirement Act?

When a family member works for the railroad, the U.S. Railroad Retirement Board provides for survivor benefits. If your loved one passes away, you may be entitled to these benefits.

The Railroad Retirement Act (RRA) is a federal law that provides disability and retirement annuities for qualified railroad employees. Survivor benefits can be paid to the families of deceased employees who were insured under this act.

What are some tips for living with a disability?

Living with a disability isn't easy, and it can take a serious toll on your mind. Fortunately, many people have been through what you're going through now and are there to help. There are some wonderful tips and some great advice on how to address the emotions that come with a new or changing disability.

The majority of the time, being able to accept your disability is the goal. There are some ways you can do that. For example, you should:

  • Realize that it's normal to feel overwhelmed sometimes
  • Be prepared to address your feelings of anger or frustration so that you can move forward
  • Set realistic goals
  • Be patient with yourself

Does anxiety qualify for social security benefits?

Most people feel anxiety at one point in their lives. We feel anxious before a big presentation, a final exam or even before we walk down the aisle. However, there is a significant difference between feeling anxious and having anxiety.

Anxiety is a mental disorder that often provokes feelings of panic or fear. It also causes uncontrollable thought and inflicts constant worry on the minds of those with it. It’s a severe disorder that affects every aspect of a person, including their job.

Supplemental Security Income: Interesting facts

Supplemental Security Income (SSI) is an important support for those with low or no earnings. It can mean the difference between affording a place to live or being able to get a meal.

Supplemental Security Income is unique, though, because of where it comes from and who qualifies. Here are a few interesting pieces of information about SSI.

New savings account allows the disabled to save without risk

One type of savings account that you may not have heard of in the past is called an ABLE account. This account is very important for the disabled. Why? It allows you to save funds beyond what you'd normally be able to have and still qualify for benefits.

ABLE accounts are state-sponsored accounts. They are tax-advantaged savings accounts that those with disabilities can use to save up to $100,000 without the risk of losing important government benefits.

Social Security Disability's Listing of Impairments

If you're suffering from a disability that is hindering your ability to work, you may be interested in filing for Social Security Disability (SSDI) benefits.

If you're like most people, however, you don't really know what the Social Security Administration (SSA) considers disabling. It may help you to understand that SSA claims examiners partially base their determination on something known as the "Listing of Impairments."

5 Common reasons for disability claims denial

There are many reasons why someone might file for social security disability benefits (SSB). They could range from temporarily injuring yourself at work to being unable to work permanently.

Your condition may be affecting your life and your income, whether that includes lost wages or medical bills, but the Social Security Administration (SSA) needs facts before they can help you.

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